CHIP Advance (sales-based advance for CHIP merchants)
Penyedia: CHIP IN Sdn Bhd in partnership with Seedflex
Halaman ini menerangkan keluarga skim yang telah kami sahkan dengan sumber rasminya. Syarat boleh berubah — sentiasa sahkan kriteria, kos dan ketersediaan semasa dengan penyedia sebelum memohon.
Butiran skim
- Penyedia
- CHIP IN Sdn Bhd in partnership with Seedflex
- Jenis instrumen
- merchant cash advance
- Tahap tiket
- Not stated
- Sumber terakhir disemak
- 2026-11-01
- Untuk siapa
- Online/offline merchants using CHIP payment gateway
- Syariah
- Ya
Kegunaan wang yang dibenarkan
- Working capital
- inventory
- marketing
Sumber tidak sepakat — kami guna angka yang lebih selamat
Page states 6% fee but its worked example (RM106,500 on RM100,000) implies 6.5%. Using 6.5%. Confirm with CHIP IN Sdn Bhd in partnership with Seedflex.
Page says typically up to 20 weeks, example schedule runs ~21 weeks. Using 20 weeks. Confirm with CHIP. Repayment = merchant-set % of daily settlements. CHIP is BNM-registered non-bank merchant acquirer; lender licence not stated. CCA 2025: Consumer Credit Commission (SKP) licence status not stated on page; confirm (transition ends ~Dec 2026).
Cara kami menyemak
ADDED 2026-11-01: DISPUTED[profit_or_interest_rate]: page states 6% fee but its worked example (RM106,500 on RM100,000) implies 6.5%. Using 6.5%. Confirm with CHIP IN Sdn Bhd in partnership with Seedflex. DISPUTED[tenure]: page says typically up to 20 weeks, example schedule runs ~21 weeks. Using 20 weeks. Confirm with CHIP. Repayment = merchant-set % of daily settlements. CHIP is BNM-registered non-bank merchant acquirer; lender licence not stated. CCA 2025: Consumer Credit Commission (SKP) licence status not stated on page; confirm (transition ends ~Dec 2026).
Apa yang anda perlukan
Seperti yang diterbitkan oleh penyedia. Apa-apa yang tiada di sini — tanya mereka sebelum memohon.
- Siapa yang layak
- CHIP merchant with consistent sales history; approval on sales performance and business profile; limit up to 10x weekly sales, refreshed monthly
- Dokumen untuk disediakan
- Short online form (other documents not listed)
- Kosnya
- One-time flat fee 6.5% (see DISPUTED); no interest, compounding or late fees
- Tempoh untuk membayar balik
- Typically up to 20 weeks
- Cagaran atau penjamin
- No collateral
- Cara memohon
- Online form via CHIP dashboard; funds within 48h of approval
Sumber rasmi
Permohonan hanya dibuat melalui saluran rasmi penyedia — tidak pernah di sini. Kami tidak memproses permohonan atau mengambil dokumen anda.
Mohon di sumber rasmihttps://chip-in.asia/capital/advance
Padanan bukan satu ya atau janji kelayakan. Penyedia yang memutuskan.